Our services
Child Future & Educational Planning
Education costs, a first car, a deposit for an apartment — the financial milestones of childhood add up. We help you build a long-term, low-effort savings plan for your child so those moments arrive with money already set aside, not scrambled together.
What we do for you
Long-horizon ETF savings plans designed around your child's age and goals
Guidance on accounts held in the child's name versus the parents' name
Overview of state support (Kindergeld, VL) that can be redirected into savings
Flexible contribution plans that scale with your income
A plan built to be adjusted as your child grows, not fixed in stone
How it works
Define the goal
Education, a first home, general independence — we clarify what you're saving for.
Choose the vehicle
We recommend the account structure and investment mix for the time horizon.
Automate it
A monthly standing order does the rest — reviewed with you once a year.
Curious how this applies to your numbers? Try our related free tool.
Model a long-term savings planFrequently asked questions
The earlier the better — even small monthly amounts compound meaningfully over 15-18 years.
We'll walk you through the trade-offs of custodial accounts in the child's name versus keeping the assets in your own name.
Plans are built to be flexible — you can pause or reduce contributions without penalty in most structures we recommend.
Ready to talk about child future & educational planning?
Book a free, no-obligation 30-minute meeting.