Our services
Private Credits
Whether you're consolidating existing debt, financing a large purchase, or bridging a temporary gap, the terms of a private loan can vary enormously between providers. We compare offers across the market and help you structure a loan that fits your budget — not the other way around.
What we do for you
Independent comparison across banks and specialist lenders, not tied to a single provider
Clear breakdown of effective interest rate (effektiver Jahreszins) versus nominal rate
Guidance on debt consolidation to lower your total monthly burden
Support with early repayment options and flexible terms
A second opinion before you sign anything
How it works
Share your situation
Tell us what you need the credit for and your current financial picture.
We compare the market
We shortlist offers that genuinely fit your needs and budget.
You decide, informed
We explain the fine print in plain language so you choose with confidence.
Curious how this applies to your numbers? Try our related free tool.
Check your net income firstFrequently asked questions
The initial comparison and consultation is free. Any provider-side fees are disclosed transparently before you commit to anything.
We only run a non-binding comparison first — a formal credit check (Schufa-Anfrage) only happens once you actively choose to apply for a specific offer.
Yes — debt consolidation and restructuring is one of the most common reasons people come to us.
Ready to talk about private credits?
Book a free, no-obligation 30-minute meeting.