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Emergency Fund Calculator
Work out how big your emergency fund (Notgroschen) should be, based on your living costs, job security and family situation — and how long it'll take to get there.
Your situation
1.800 €
Rent, insurance, groceries — not your salary
Job security
Dependents to support
2.000 €
200 €/mo
Your target emergency fund
€0
5 months of essential expenses covered
22% funded
Savings gap
7.000 €
Time to goal
35 mo
Milestones
1.000 €
2.500 €
5.000 €
10.000 €
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Discuss your result in a free meeting →All calculations are simplified estimates for information and education only — not investment, tax, insurance or legal advice (§34f/§34h GewO). No guarantee of accuracy.