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A minimal 3D shield icon with a medical cross, in glossy blue tones

Health Insurance Calculator

Public (GKV) or private (PKV) — which is worth it for you? Enter your details and get a direct comparison for 2026.

Your details

Public (GKV) or private (PKV) — enter your details for a direct 2026 comparison.

Age30 years

Gross annual income55.000 €

Contribution base used: 4.583 €/month (capped at 5.813 €)

Employment status

Marital status

Federal state

Additional contribution rate (Zusatzbeitrag)3.13%

Market average as of 01/01/2026: 3.13%

Enter your details and click “Calculate now”

All calculations are simplified estimates for information and education only — not investment, tax, insurance or legal advice (§34f/§34h GewO). No guarantee of accuracy.